July 15, 2013

#Housing101: What is a mortgage?

My parents always tell me that the biggest purchase they made in their lives was buying our house. For a long time, I thought that my parents were simply talking about their utilities bills and maintenance fees, when they were actually talking about their mortgage. I knew that a mortgage was one of the many […]

January 31, 2013

Buying a home, OMG!

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Recently, I’ve been helping a friend through the home buying process.  Although I purchased a home a few years back, I’d forgotten how rigorous the process can be: How much earnest money do I need to put up?  Will the seller help with closing costs?  Do I need homeowners insurance?  And, oh yeah, and what […]