When I think of the best way to thwart something detrimental from happening, I think of prevention. It can be a hindrance, obstacle or deterrence to any sticky situation. I ask myself frequently, Why do I put myself through such pain and heartache when I can avoid these stressful problems all together?
Let’s put it this way: “What is the best way to stay healthy during this wintry season?” Stay warm and take vitamin c or a natural aid to prevent sickness or stop it early in its tracks; “What is the best way to attack lead poisoning?” Knowing before you buy or rent your home if there are potential hazards and even taking precautionary measures after your home is purchased to protect your family from lead hazards; “How can one avoid foreclosure?” Receive housing counseling, a service that will help families secure their financial futures through money management and a step by step breakdown of the home buying process.
I am sure everyone can think of protective measures they take on a daily basis or even relate to the ones I mentioned above. Well in these economic times, the Obama Administration is investing big, nearly $73 million to help families find decent housing and prevent future foreclosures. HUD Secretary Shaun Donovan announced that the funding will go to housing counseling grants to assist families in becoming first-time homeowners and remaining homeowners after their purchase.
When I purchased my home for the first time last year, our housing counselor taught us how to make informed decisions to avoid foreclosure and even ways to stop the foreclosure process in its tracks. I wasn’t sure of why everyone stressed the need to receive housing counseling, but now I do. I invested so much time in preparing to become a homeowner; it would only make sense to invest an equal amount of time, if not more, in learning how to remain one.